Life Insurance
Life insurance will provide your nominated beneficiary with a lump sum payment upon your death.
Total & Permanent Disability Insurance
Total and Permanent Disability (TPD) insurance will provide you with a lump sum payment should you suffer an illness or injury which causes permanent disability (as defined in the policy).
Income Protection
Income protection will help you achieve your goal of protecting your income and your family’s lifestyle if you are injured or suffer illness that stops you being able to work.
Income protection cover will provide you with a monthly benefit of up to 75% of your monthly income until you are able to return to work or your benefit period expires, whichever applies first.
Trauma Cover
Trauma cover protects you financially if you suffer a specified medical condition (e.g. serious heart attack, stroke, cancer, kidney failure, etc). It provides a lump sum payment to help with the cost of medical treatment, and your ongoing expenses. Trauma cover allows you to meet your financial commitments while you take time off work to return to good health.
Child Trauma Cover
Trauma cover for your children. This type of cover helps protect your family in the unfortunate situation of a child getting sick or injured.
Business Insurances
Protect your business interests in the event of a business partner no longer being able to perform their role or passing away suddenly. Who will take over? Is it a family member you can work with? Business Insurance provides a lump sum to pay out the ownership of the business to the deceased’s nominees. Having an agreement of what you both would like to happen in an unfortunate event like this ensures peace of mind knowing the business side of things are taken care of.